02 — Risk
What risk taught me
I priced risk before I wrote software. For five years at KEMPRO I priced agricultural and financial exposure: futures, options, hedging.
The work was arithmetic with consequences. A wrong number did not fail a test; it landed on a farmer’s season or a business’s margin.
That taught me to look at the downside first. Before the upside, before the demo, before the slide: what happens if this is wrong, and who pays?
I still start there. It is why I ask what a feature costs when it fails, not only what it earns.
Risk also taught me to write down the assumption. A price is only honest if you can show the inputs. I carry that into software: if a decision cannot be explained, it is not finished.